version: "1.0.1" name: brighty description: "Banking interface for AI bots and automation. Get a bank account, issue a Mastercard, buy and sell crypto, send payments and invoices — all via API. Use when the user needs a bank account for a bot, wants to manage balances, make transfers, handle payouts, or operate cards."

Brighty Business & Freelance Banking

Give your bot a bank account. MCP server for Brighty banking API via mcporter — open accounts, issue Mastercard cards, buy and sell crypto, send SEPA/SWIFT payments. Works for both business and freelance accounts.

Getting Started

1. Sign up

Register at Brighty Business Portal. Both business and freelance accounts are supported — freelance accounts are particularly well-suited for bots and automation. The owner walks through the onboarding steps.

What you get by default:

• Crypto account
• EUR / USD / GBP fiat account for self-transfers only (no third-party payments)
• Mastercard virtual card issuance (linked to crypto or fiat accounts)

Need to pay third parties (invoices, salaries, etc.)? Contact support to enable a full fiat account with outgoing payments:

• Telegram: @DonatasSupportBot
• Email: support@brighty.app

The bank will set it up within a few days.

2. Get API key

Go to Account > Business and click Create API Token. Only the business owner can do this.

3. Configure

This skill includes config/mcporter.json which auto-registers the brighty MCP server. You just need to set the API key:

# Add to your environment (e.g. ~/.openclaw/.env)
BRIGHTY_API_KEY=your-api-key

Or configure manually:

mcporter config add brighty --command "npx -y github:Maay/brighty_mcp" --env BRIGHTY_API_KEY=your-api-key

Check connection: mcporter call brighty.brighty_status

Security:

• Never store API key in SKILL.md, memory files, or chat history
• Key lives only in env or config/mcporter.json (local, not pushed to git)

Authorization Notice

All actions performed through this skill are executed on behalf of the business owner. By using this skill, the owner confirms they authorize these operations.

Tool Reference

All tools called via mcporter call brighty.<tool> [params].

Accounts

• brighty_list_accounts — list all accounts (optional: type=CURRENT|SAVING, holderId=UUID)
• brighty_get_account id=UUID — account details
• brighty_create_account name=X type=CURRENT|SAVING currency=EUR
• brighty_terminate_account id=UUID — close account (must be zero balance)
• brighty_get_account_addresses id=UUID — routing/crypto deposit addresses

Cards

• brighty_list_cards — all business cards
• brighty_get_card id=UUID
• brighty_order_card customerId=UUID cardName=X sourceAccountId=UUID cardDesignId=UUID
• brighty_freeze_card id=UUID / brighty_unfreeze_card id=UUID
• brighty_set_card_limits id=UUID currency=EUR dailyLimit=1000 monthlyLimit=5000
• brighty_list_card_designs / brighty_get_virtual_card_product

Transfers (between own accounts)

• brighty_transfer_own sourceAccountId=UUID targetAccountId=UUID amount=100 currency=EUR
• brighty_transfer_intent — preview exchange rate/fees before transfer (same params + side=SELL|BUY, sourceCurrency, targetCurrency)

Payouts (batch transfers to others)

• brighty_list_payouts / brighty_get_payout id=UUID
• brighty_create_payout name=X — create batch
• brighty_create_internal_transfer — add Brighty-to-Brighty transfer to payout (by recipientAccountId or recipientTag)
• brighty_create_external_transfer — add fiat (IBAN) or crypto transfer to payout
• brighty_start_payout id=UUID — execute all transfers in batch

Team

• brighty_list_members
• brighty_add_members emails=a@b.com,c@d.com role=ADMIN|MEMBER
• brighty_remove_members memberIds=UUID1,UUID2

Workflows

Pay an invoice

1. Extract recipient name, IBAN, BIC, amount, currency, reference from invoice
2. brighty_list_accounts — find source account
3. brighty_create_payout name="Invoice payment"
4. brighty_create_external_transfer with extracted details
5. Confirm with user before brighty_start_payout

Mass salary payout

1. Parse recipient list (names, IBANs, amounts)
2. brighty_create_payout name="Salaries Feb 2026"
3. Add each transfer via brighty_create_external_transfer or brighty_create_internal_transfer
4. Show summary, confirm with user, then brighty_start_payout

Safety

• Always confirm before executing payouts (brighty_start_payout)
• Always confirm before terminating accounts
• Show amounts and recipients clearly before any money movement
• API docs: apidocs.brighty.app